We offer both Fully Maintained and Non-maintained Operating Lease options on new Volkswagen, Audi, Porsche & Skoda vehicles.

An Operating Lease can best be described as a long-term rental arrangement based on a fixed term and kilometre allowance.

Operating Lease allows you to easily budget your vehicle expenses, and your monthly rentals are fixed over the term of the lease.

  • Maintained & Non-maintained Operating Lease options
  • Fixed Term & maximum kilometre allowance
  • All servicing is conducted by professional trained technicians using genuine parts
  • Option to treat off Balance Sheet (Business Operating Lease only)


Maintained Option

The Fully Maintained option makes forward planning a lot easier for you, as the monthly rentals include scheduled servicing , annual registrations, warrants of fitness, with options to include replacement tyres and puncture repairs.

Option to Upgrade

After the lease period is over, the vehicle is returned to us, you then have the option to take out a new lease and upgrade your vehicle to the latest model.

Operating Lease Lifecycle

Advance Rental > Monthly Rentals > Return Vehicle

Sample Agreements

Please find links to our sample agreements below:

Consumer Operating Lease Sample      Business Operating Lease Sample  

Please refer to our Rates & Fees page for current Fees and Charges.

How to Apply

To apply for either a Consumer or Business Credit Agreement, please download an application form and contact your nearest Volkswagen, Audi or Skoda dealership to discuss quote options.

When considering the above finance & leasing options, we recommend that you seek independent financial / legal advice based on your individual circumstances.

* Operating Lease product is managed by European Financial Services Limited on behalf of Euro Rate Leasing Limited.

European Financial Services Ltd

Trading as Volkswagen Finance; Audi Finance; Skoda Finance & Exclusive Automotive Finance, we were established in 2004 and are part of the Giltrap Group of companies.

Get in touch!

Phone:       0800 600 122

Fax:            0800 600 126

E-mail:       info@europeanfinance.co.nz

Please click here for more contact details.