RATES & FEES*

Up to date Rates and fees are below for our Credit Agreement and Lease products:

Current Interest Rate:

 

         

Current Interest Rate: 
(per annum fixed for the term of your contract)

12.95%    

 

Establishment Fee:

 

         
Establishment Fee:
(Costs to establish a Credit Agreement or Business Lease)
$275.00  
PPSR Search Fee:
(Costs to confirm there is not an existing security interest)
$2.30  
PPSR Registration Fee:
(Costs to register our security interest)
$8.05  

 

Credit Fees & Charges:

 

         

Loan Variation Fee:
(if and when we agree to vary your agreement)                             

$150.00  

Loan Assignment Fee:
(if and when we agree to an assignment of your agreement)

$150.00   

Account Closing Fee:
(when you pay us back)

$35.00   

Refund Fee:
(if and when we refund an early payment you make)

$10.00   

Late Return Fee (leases):
(if you do not return the vehicle to us at lease end)

see sample lease  
Full prepayment Fee:
(If and when you repay your loan early calculated using formula in the agreement)
see sample agreement  

 

Default Rates & Fees:

 

         

Default Rate is the higher of  3% above your annual interest rate OR 12.95% per annum

 
 

Dishonour Fee
(if any payment is dishonoured)

$10.00   

Repossession Warning Notice:
(When we send you the Notice)

$20.00  

Post Possession Notice:
(When we send you the Notice)

$60.00  

Repossession Agent:
(if we engage in a repossession agent)

$35.00   

 

*Rates and Fees are in New Zealand Dollars and subject to change at any time.

European Financial Services Ltd

Trading as Volkswagen Finance; Audi Finance; Skoda Finance & Exclusive Automotive Finance, we were established in 2004 and are part of the Giltrap Group of companies.

Get in touch!

Phone:       0800 600 122

Fax:            0800 600 126

E-mail:       info@europeanfinance.co.nz

Please click here for more contact details.