E-mail: info@europeanfinance.co.nz Phone: 0800 600 122
Our staff will contact you shortly.
E-mail: info@europeanfinance.co.nz Phone: 0800 600 122
Interest Rate: 9.95%
(per annum fixed for the term of your contract)
Establishment Fee: $275.00
(Costs to establish a Credit Agreement or Business Lease)
PPSR Search Fee: $2.30
(Costs to confirm there is not an existing security interest)
PPSR Registration Fee: $8.00
(Costs to register our security interest)
Loan Variation Fee: $150.00
(if and when we agree to vary your agreement)
Loan Assignment Fee: $150.00
(if and when we agree to an assignment of your agreement)
Account Closing Fee: $35.00
(when you pay us back)
Refund Fee: $10.00
(if and when we refund an early payment you make)
Late Return Fee (leases): see sample lease
(if you do not return the vehicle to us at lease end)
Full prepayment Fee: see sample agreement
(If and when you repay your loan early calculated using formula in the agreement)
Default Rate is the higher of 3% above your annual interest rate OR 12.95% per annum
Dishonour Fee $10.00
(if any payment is dishonoured)
Repossession Warning Notice: $20.00
(When we send you the Notice)
Post Possession Notice: $60.00
(When we send you the Notice)
Repossession Agent: $35.00
(if we engage in a repossession agent)
*Rates and Fees are in New Zealand Dollars, are current as at 10 August 2020 subject to change at any time.